Our Financing

PAYPAL CREDIT

PayPal Credit offers a convenient way to pay for automotive repairs and upgrades without putting immediate strain on your budget. At Baldy’s 4x4, customers can take advantage of PayPal Credit to handle necessary vehicle services, whether it’s routine maintenance, unexpected repairs, or performance upgrades for their 4x4. This flexible payment option allows you to move forward with important work on your vehicle while spreading payments out over time.


Using PayPal Credit is simple and accessible for many drivers. Once approved, customers can use their PayPal Credit account to cover service costs and manage payments through their PayPal account. This makes it easier to keep your vehicle in top condition without delaying repairs that could impact performance, reliability, or safety.


At Baldy’s 4x4, we understand that vehicle repairs and upgrades can sometimes come at unexpected times. PayPal Credit helps provide financial flexibility so you can confidently take care of your vehicle when it matters most. It’s just one more way we aim to make maintaining and upgrading your 4x4 as smooth and convenient as possible.

Affirm Financing

At Baldy's 4x4  we understand that vehicle repairs can be unexpected and financially challenging. To support our customers, we're pleased to offer flexible financing options through Affirm, allowing you to get the services you need now and pay over time.


Key Benefits of Affirm Financing:

  • Flexible Payment Plans:  Choose the schedule that fits your budget with term options of  3, 6, or 12 months.
  • Transparent Terms:  Affirm provides clear, upfront terms with no hidden fees or surprises. You’ll know exactly what you owe from the start.
  • Quick and Easy Application:  Apply directly from your mobile device or in our shop. The process is simple, and you’ll receive a real-time decision.
  • Checking Eligibility:  Checking eligibility will not impact credit. If you decide to pay with installments through Affirm, your payment plan and repayment activity may be reported to credit bureaus. You can find more information on Affirm’s Help Center.
  • No Late Fees or Penalties:  Affirm does not charge late fees and there are no penalties for paying off your loan early.


Rates from 0–36% APR. Payment options through Affirm are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Financing Law license. For licenses and disclosures, see affirm.com/licenses. For example, a $800 purchase could be split into 12 monthly payments of $72.21 at 15% APR.

See full terms at affirm.com/disclosures.

Klarna Financing

At Baldy's 4x4 in Easton, PA, Klarna Financing offers a flexible solution for all your automotive expenses. Whether you're tackling significant repairs or covering routine costs like gas, auto insurance, parking, car washes, or rideshare services, Klarna provides the financial ease you need. With broad acceptance at gas stations, auto parts stores, and service centers nationwide, managing your car-related spending has never been simpler.


Applying for Klarna Financing is quick and easy, giving you immediate purchasing power without any annual fees. With low monthly payments and 24/7 online account management, you can enjoy a stress-free financing experience. Take control of your automotive expenses with Klarna Financing at Baldy's 4x4 and drive with confidence.

Synchrony Financing

Use the Synchrony Care Care Credit Card for purchases large and small — from major repairs to everyday needs like gas, auto insurance, parking, car washes, and even rideshares. Accepted at gas stations, auto parts, and service businesses nationwide. See if you Prequalify and get a decision in seconds with no impact to your credit bureau score.


  • Easy application process
  • Immediate purchasing power
  • Instant credit decisions
  • No annual fee
  • Stress-free financing
  • Low monthly payments
  • 24/7 online account management

SNAP Financing

Are you someone with a good credit score, a poor credit score, or no credit history at all? If so, Snap Finance can help you with our easy lease-to-own financing process. Our aim is to make the entire process hassle-free and straightforward, ensuring you get what you need as quickly as possible.



Even if you have gone through bankruptcy or have a poor or non-existent credit history, we can still provide you with the best chance of approval. Our payment plans are designed to align with your payday schedule, and we also offer early payoff options to help you lower the overall cost of ownership.